The amount you have available for a down payment will affect what types of loan for which you can qualify.

There are certain standard costs associated with closing the sale of a house. Some fees are split between the Buyer and the Seller, as spelled out in the sale contract. 

Most lenders will use the 28% of your income  to determine the maximum mortgage payment you can afford. Better to obtain a pre-qualify letter from any professional financing company before looking for the house.   

If you are buying a home, you need to know exectly what you are getting. A home inspection, performed by a professional home inspector, will reveal any hidden problems with the home  BEFORE your purchase transaction is closed.

You need to know your qualification: 

-  Monthly Payment (Mortgage, Insurance, Property Taxes)

-  Down Payment

-  Closing Costs

Once you get a pre-qualify, you will know what kind of property is affortable for your family or Investment.

Market Comparable Analysis will help you understand your Home Value  in your neighborhood and local market, it will help you determine your selling price when you post the property for sale.

Any Your Local Professional Real Estate Broker will help you to get this "Market Comparable Analysis" , some of them are Free Service for you.

1.- Find a professional Real Estate Broker 

2.- Get a Market Comparable Analysis.

3.- Get a Home and Termite Inspection.

4.- Have your professional Real Estate Broker to provide you an Estimated Seller Proceeds. 

5.- Organize your home furnitures and items, make it nice, clean & spacious.